Custom freeform pool with a raised spa and spillover overlooking a lake

How Much Does an Inground Pool Cost in Northeast Florida? (2026 Guide)

If you have searched for the cost of an inground pool, you have probably seen numbers swing from $30,000 to $200,000, and none of them seem to fit your yard in Clay County or Jacksonville. That is frustrating, because the real answer depends on where you build and what you build. Southern Pools of Florida, LLC (license CPC1459857) is a locally owned, owner-operated pool builder in Green Cove Springs. We design and install custom concrete and fiberglass inground pools across Clay, St. Johns, Duval, and Nassau counties. In this guide, we break down what an inground pool actually costs here in 2026, what drives the price, and how to get an exact number for your property.

What is the average inground pool cost in Northeast Florida in 2026?

Most inground pools in Northeast Florida land somewhere between $40,000 and $150,000-plus installed, depending on the material, size, and features you choose. Fiberglass pools generally start lower because installation is faster, while fully custom concrete pools reach higher because the shape, depth, and finish are built specifically for your site. Because every project is quoted uniquely, treat these figures as planning ranges rather than fixed prices.

Florida costs sit near or slightly below national averages. Our year-round build season means crews are not fighting freeze cycles, so scheduling stays efficient. However, local conditions can push a number up. Sandy soil and a high water table in low-lying parts of the region sometimes call for extra site work, and permitting timelines vary by county.

  • Fiberglass: about $40,000 to $80,000 installed, best for a fast install and low upkeep.
  • Custom concrete: about $55,000 to $150,000-plus, best for fully custom shapes and depths.
  • Vinyl liner: about $45,000 to $65,000, the lowest upfront though less common in Florida.

For comparison, national data from Angi puts the average inground pool near $65,000, and Forbes Home reports a wide $28,000 to $120,000 spread. Our local ranges stay tighter because they reflect one market, not the whole country.

Real 2026 package pricing from Southern Pools

Most national cost pages give you a calculator and a shrug. Instead, we publish real design packages so you can see where your budget actually lands before you ever request a quote. Our custom concrete pool designs start at $54,900 for the pool and paver decking and run to $93,900 for our largest premium layouts. Each package includes a standard quartz finish, a variable-speed pump, salt system, automation, LED lighting, and all permitting and engineering.

  • The Atlantic (12 x 22): $54,900
  • The Julington (12 x 24): $59,900
  • The Ortega (12 x 30): $68,400
  • The Kingsley sports pool (14 x 28): $70,600
  • The St. Johns (14 x 28): $70,600
  • The Vilano (15 x 30): $78,700
  • The St. Augustine (12 x 32): $88,300
  • The Fleming (12 x 36): $93,900

A 5 x 7 spa can be added to most designs for $15,400, and a few premium layouts include their spa. See the full lineup, renderings, and what each package includes on our pool designs and pricing page. When you are ready, we walk your yard, confirm the details, and give you an exact price.

Finished fiberglass pool with blue water beside a newly built home

What drives the price of an inground pool?

Several factors move the final number, and understanding them helps you plan with confidence.

Pool type and material: concrete vs. fiberglass

Material is the biggest single driver. Fiberglass pools arrive as a pre-formed shell, so installation is quick and the surface resists algae, which keeps long-term upkeep low. Custom concrete pools, by contrast, are built on-site as a steel-reinforced shell using shotcrete, gunite, or poured concrete, whichever method best suits your design. For a deeper look, see our overview of fiberglass pool installation and our custom concrete pool construction process.

Size and depth

Bigger pools use more material, so size matters. Popular sizes people research include 10x20, 12x24, and 16x32, and each step up adds cost. Depth plays a role too, and a compact plunge or semi-inground pool sits well below a full-size build.

Site prep, access, and Northeast Florida soil

Your lot shapes the price. Sandy soil and a high water table in parts of the region can require additional engineering, and tight side-yard access can slow excavation. In addition, tree removal, fencing, and grading all add line items.

Add-ons and upgrades

Finally, the selections you make change the number the most. A screen enclosure, spa, tanning ledge, water features, heater, salt system, upgraded pavers, and automation are all options, not defaults. We offer Jandy pool automation and equipment on every project, for example, but you decide what goes in.

How much does a fiberglass pool cost in Jacksonville and Clay County?

A fiberglass pool in our area typically runs $40,000 to $80,000 installed, with smaller shapes like a 10x20 landing near the lower end and larger family designs reaching the upper end. Fiberglass is a specialty of ours because it installs fast and holds up beautifully in Florida heat and humidity.

How do you finance an inground pool in Florida?

Most homeowners spread the cost over time rather than paying all at once. We partner with Lyon Financial, a lender that specializes in pool loans, so you can explore monthly-payment options built around your budget. Because terms vary, it is worth reviewing your options early so financing does not slow down your build.

How do you get an exact price for your yard?

The only way to know your real number is a site-specific quote. We listen to how you want to use your pool, walk your property, use 3D design software so you can see the finished space, and then give you a firm price with no assumed inclusions. When you are ready, request a free quote or call us at 904-465-5621.

Ready to turn a price range into a real number?

Southern Pools of Florida builds custom concrete and fiberglass pools across Clay, St. Johns, Duval, and Nassau counties, with premium materials and honest quotes. We do not compete on being the cheapest; we compete on building a pool that lasts. Call 904-465-5621 or contact our team to schedule your free design consultation.

Frequently asked questions

How much does a 12x24 inground pool cost in Florida?

A 12x24 inground pool in Northeast Florida generally runs from the low $40,000s for fiberglass up toward $80,000 or more for a custom concrete build, depending on depth, finish, and features.

Are fiberglass or concrete pools cheaper in Florida?

Fiberglass usually costs less upfront because the shell is pre-formed and installs quickly. Custom concrete costs more but lets you build any shape, size, or depth you want.

How much does it cost to build a pool in Jacksonville?

Most inground pools in the Jacksonville area fall between $40,000 and $150,000-plus installed. Your exact price depends on the pool type, size, site conditions, and the upgrades you select.

Does a screen enclosure add a lot to the price?

Yes, a screen enclosure is a significant add-on rather than a standard inclusion. It is a popular choice in Florida for keeping debris and insects out, and we quote it as an option based on your pool footprint.

How long does an inground pool take to build in Northeast Florida?

A fiberglass pool can go in within a few weeks once permits clear, while a custom concrete pool typically takes longer because it is built in stages on-site. Permitting timelines vary by county.

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